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A First Time Buyer’s Guide to Homeowning

Hey (almost) homeowner. This decision marks a significant milestone in your life, and at CBH Homes, we’re here to guide you through every step of the process.Before diving into the housing market, it’s crucial to determine your budget. Connect with a mortgage lender who will assess your financial situation by reviewing your credit, pay stubs, and bank statements. This will determine what kind of loan you qualify for and what your budget is for a new home. This will result in a pre-approval letter, empowering you to confidently make offers on homes within your price range.

Have questions? The sales team can refer you to an experienced lender who can help you get started.

The best way to decide on what kind of home will fit your lifestyle and budget is to see what’s currently for sale in the market. Whether you prefer touring furnished models, visiting CBH on the Block, or exploring Tour Now homes independently, CBH offers a variety of options in Boise and surrounding areas. Find your favorite city and see the options for you!

Found the perfect home? It’s time to secure it! In a market where homes move fast, you’ll want to call dibs quickly. We sell a new CBH home every six hours! Work with your Sales Specialist to draft and sign your contract, ensuring you don’t miss out in a fast-moving market. Use CBH’s Buy Online feature to reserve your home now with no money down!. From there, the CBH Sales Specialist will prep the contract ahead of time and make your appointment a breeze.You’re in contract, what happens now? As the CBH Construction team puts the final touches on your home, the city inspectors give the official approval and the CBH Construction Manager goes through their multipoint inspection checklist, there are a few things happening in the background! Depending on your lending route, there may be an appraisal where a 3rd party does an evaluation of the home. If you’ve requested an inspection by a 3rd party in your contract this will also happen during this time! It’s the final countdown and the crews are finalizing every detail prior to handing over the keys.

Your CBH Sales Specialist will be reaching out to schedule your New Home Orientation which is where the Construction Manager will walk you through your home. They’ll show you everything you need to know about the home and answer any questions you have. With limited appointments, be sure to schedule yours quickly to get your desired time.

The moment you’ve been waiting for has arrived! Sign the necessary paperwork to officially make your new house your home. With properties typically funding and recording shortly after signing, you’ll soon be ready to move in and start creating memories in your new community.As a new homeowner with CBH Homes, you’re joining a vibrant community of over 26,000 happy homeowners. Capture the moment by snapping a photo in front of your new home and share it with us @cbhhomes to be featured and celebrate this significant achievement together.

Navigating the process of buying your first home may seem daunting, but with CBH Homes by your side, it becomes an exciting and rewarding experience. From identifying your price range to closing the deal, we’re committed to making your journey as smooth and enjoyable as possible. Welcome home!

CBH Homes has been building dreams for Idahoans for over 31 years, and for 19 of those, named Idaho’s #1 Builder. CBH Homes is also an Idaho Best Place to Work, now ranked #48 in the nation and proudly working with over 25,000 happy homeowners. New homes available now in Boise, Idaho and surrounding areas. Start shopping today, click here!